The California Mortgage Relief Program uses federal Homeowner Assistance Funds to help homeowners with a mortgage, a reverse mortgage, or who are mortgage-free get caught up on past-due housing payments and property taxes. The program is absolutely free and the funds do not need to be repaid.
As of June 13, 2022, the program also allowed for unpaid property taxes for all eligible homeowners to be covered by the program.
If you think you might be eligible for the program, click here to check your eligibility and apply.
If you need assistance with your application or have questions about your eligibility, please call the California Mortgage Relief Program Contact Center at 1-888-840-2594, or email firstname.lastname@example.org. You can also contact your mortgage servicer or a HUD-certified housing counselor at 1-800-569-4287. Find a HUD-Certified Housing Counselor Near You.
For homeowners who pay their property taxes directly to their county, grants would fund the past due amount that is owed to their county tax collector, up to $20,000 per household.
The assistance provided through the California Mortgage Relief Program is not a loan and does not need to be paid back. Homeowners who receive these one-time grants should talk with a tax professional about any impact this may have on their income taxes.
Visit https://camortgagerelief.org/about/#faq for more Frequently Asked Questions.