California Mortgage & Property Tax Relief Program

California Mortgage and Property Tax Relief

The California Mortgage Relief Program uses federal Homeowner Assistance Funds to help homeowners with a mortgage, a reverse mortgage, or who are mortgage-free get caught up on past-due housing payments and property taxes. The program is absolutely free and the funds do not need to be repaid.

As of June 13, 2022, the program also allowed for unpaid property taxes for all eligible homeowners to be covered by the program.

Eligibility Requirements For Property Tax Assistance:

  • Homeowner experienced a COVID-19 related financial hardship after January 21, 2020
  • Homeowner only owns one residential property such as a single-family home, condominium, or permanently affixed manufactured home
  • Homeowner's residential property is the homeowner's primary residence (where they live)
  • Homeowner missed 1 property tax payment prior to May 31, 2022 and is currently past due
  • Household income is at or below 150% of the Area Median Income (AMI) for Placer County

How To Apply

If you think you might be eligible for the program, click here to check your eligibility and apply.

If you need assistance with your application or have questions about your eligibility, please call the California Mortgage Relief Program Contact Center at 1-888-840-2594, or email You can also contact your mortgage servicer or a HUD-certified housing counselor at 1-800-569-4287. Find a HUD-Certified Housing Counselor Near You.

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